Never Too Young to Be Beautiful Essay Example

Never Too Young to Be Beautiful? Paper Envision a young lady swaggering over a phase in high heels, short skirt, and tank top. Cosmetics artificially glamorized onto her smooth, shower tanned face, red lipstick, and falling light twists make her seem as though a Barbie doll. She begins moving to racy music in an indiscriminate manner. Okay accept that this young lady is just two-years of age? Okay be stunned to realize that she has been acting and dressing along these lines since she was a child? Numerous little youngsters are oppressed by their folks to act and dress along these lines to go up against different young ladies to win cash and different prizes. These young ladies start in expos at just a couple of days old and now and then continue entering events into grown-up hood. Others despite everything are â€Å"retired† from expos to seek after displaying at as youthful as six-years of age. It is broadly acknowledged that realism, vanity, and â€Å"skinny approaches pretty† thoughts conflict with moral codes. It is additionally all around acknowledged that kids ought to be permitted to appreciate a cheerful youth loaded with fun and learning; not the weight of winning a crown, cash for their folks, and resembling a doll. The TLC unscripted TV drama, â€Å"Toddlers Tiaras,† is a decent portrayal of why children’s excellence events aren't right since it shows that the expos show realism and vanity, advance â€Å"skinny rises to pretty,† and compel young ladies to grow up too rapidly which are for the most part poor qualities to uphold on little youngsters only for prizes and titles. Children’s magnificence events aren't right since they show realism and vanity at an amazingly early age. In season four of â€Å"Toddlers Tiaras,† three-year-old Olivia indicated exactly how materialistic and ruined an event makes little youngsters. We will compose a custom paper test on Never Too Young to Be Beautiful? explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Never Too Young to Be Beautiful? explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on Never Too Young to Be Beautiful? explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer In addition to the fact that she smarts off to her mom, Karey, without result much of the time, however she is cited in one scene for yelling, â€Å"I need the crown! † Karey disclosed to TLC that â€Å"Olivia has just been in four or five shows, however now we better leave with a crown or she’s going to have an emergency. † Instead of rebuffing her youngster for that kind of conduct, Karey rather feels that she needs to give her beginning and end that she needs so as to shield her from blowing up or forceful. The purpose of an expo is to win a sparkly crown, cash, and different prizes. Getting a little youngster like Olivia through expos that power rivalry for material things could just bring about the ruined disposition Karey gets from her girl. As indicated by some self-perception specialists, these youngsters that are exposed to the shows will in the long run become fixated on their self-perception, making them bound to create dietary issues and want plastic medical procedure. â€Å"‘You see a high pace of disappointment with their looks when they are older,’ says Dr. Martina Cartwright, a clinician and nutritionist who has worked with proficient artists. There are ridiculous desires to be great. They endeavor to be immaculate, and they can take that too far’ (Triggs). While the general picture of an excellent young lady is one who grasps her blemishes and is lovely a direct result of them, the possibility of excellence expos is to make young ladies great. Alongside enhance with Photoshop cosmetics, young ladies wear wigs and hair pieces fro m as youthful of an age as one year. In addition to the fact that they wear cosmetics, wigs, hair pieces, and get shower tans, yet their folks purchase things called â€Å"flippers. † Flippers are dental prosthetics that conceal holes in teeth left by missing infant teeth (Hollandsworth). These things are showing young ladies from an amazingly youthful age that excellence is totally outside and that one is just delightful when perfect. In the event that there are defects on an expo girl’s body, she is educated to fix the blemishes with medical procedure, fake teeth, and different vanities as opposed to perceiving her imperfections and being glad for them. Taking in this since early on makes young ladies grow up very hesitant. â€Å"Skinny rises to pretty† thoughts are another premise of the indecent capacity children’s excellence exhibitions hold. They are the thoughts of ladies who solidly accept that one must be size 0 to be wonderful. These thoughts are embraced by numerous promotion crusades for anything from style and cosmetics to brew and vehicles. In another scene of â€Å"Toddlers Tiaras,† eleven-year-old Sydney takes a stab at her dress for an up and coming show. Her mom, Marlo, fixes an undergarment ribbon in the rear of the dress to the point that Sydney can scarcely relax. At the point when she whines about the absence of wind stream, Marlo only says, â€Å"It doesn’t matter in the event that you can inhale or not; it possibly matters on the off chance that you look excellent! As indicated by research done on the association between children’s excellence shows and dietary problems in the late spring of 2005, â€Å"Of the 131 females who took an interest in magnificence expo challenges, 48. 5% announced a longing to be more slender, 57% expressed they were attempting to shed pounds, and 26% ha d been advised or were accepted to have an eating disorder† (Wonderlich). The media have told individuals for some ages that so as to be excellent, one must be thin. These weights to be thin that the media have put on society have constrained numerous females, youthful and old, into dietary issues. It is evaluated that 7,000,000 American ladies and one million American men are right now experiencing a dietary issue. Not exclusively do the dietary problems brought about by low confidence make one amazingly unfortunate, they are known to have the most noteworthy death rate among dysfunctional behaviors. â€Å"A concentrate by the National Association of Anorexia Nervosa and Associated Disorders revealed that 5 †10% of anorexics kick the bucket inside 10 years in the wake of getting the sickness; 18-20% of anorexics will be dead following 20 years and just 30 †40% ever completely recoup. The death rate related with anorexia nervosa is multiple times higher than the passing pace of ALL reasons for death for females 15 †24 years of age (South Carolina Department of Mental Health). † With the entirety of this danger of death by dietary issues for young ladies and men, it is anything but difficult to censure the media for generalizing â€Å"beauty. † However, these excellence events that have been in numerous children’s lives for a considerable length of time cause a large number of the confidence gives that end in these dangerous dietary problems. Besides, â€Å"Toddlers Tiaras† shows how children’s excellence exhibitions power young ladies to grow up too rapidly, which isn't right, since kids ought to have the option to live a cheerful, fun youth without the pressure and requests of grown-up life. In an alternate scene of the TLC unscripted TV drama â€Å"Toddlers Tiaras,† eighteen-month-old Brystol at last gets mature enough to wear cosmetics and hair pieces in shows. This scene shows Brystol being acquainted with digitally embellish cosmetics, lipstick, and hair pieces. In one more scene of the show, four-year-old Karley and six-year-old Kylie get shower tans from their mom in anticipation of events. When Karley and Kylie’s mother takes steps to put the splash tan can away if Karley will not stop for her shower, Karley pitches a fit since she realized that the shower tan was cold, yet she didn't need her mom to take care of it since she needed to be â€Å"tan and delightful. † All of these occasions show how the excellence events that these little youngsters are gotten through by their moms drive them to grow up too rapidly, on the grounds that they show that the little youngsters are being constrained by their folks to participate in exercises typically fit for an a lot more established lady. Normally we are advised by our moms to hold up until we are in our teenagers before we wear cosmetics or get hair augmentations. We are informed that we are unreasonably youthful for meager outfits or splash tans. To see a child getting cosmetics put on her so as to win a wonder event is nauseating. In another scene of â€Å"Toddlers Tiaras,† four-year-old Maddy wears cushioning for counterfeit bosoms and butt so as to go about as Dolly Parton for an up and coming show. In a similar scene, two-year-old Paisley dresses as Julia Roberts in â€Å"Pretty Woman† wearing knee-high dark boots, a scanty cut-out dress, and wig. In a 80s themed expo two-year-old Mia was dressed as Madonna, complete with cone-molded bustier. A significant number of the youthful event young ladies are urged to wink, squirm their hips, and pantomime blowing kisses at the appointed authorities of exhibitions. In spite of the fact that they don't really understand that these activities are alluring, this might be a piece of the issue. Deborah Tolman, Ed. D. , a Hunter College educator and creator, clarified that, â€Å"Focusing such a great amount on what you look like is hazardous. Rather than concentrating on how she feels †which is a significant ability growing up †a young lady figures out how to sexualize herself. Your body is a compass, and untimely sexuality removes the bolt from the compass† (Hollandsworth). A young lady should have the option to find her sexuality, restrains, and develop gradually. Driving her to turn into a sexual thing makes a little youngster develop too rapidly, not permitting her to find who she is explicitly. Compelling her to turn into a sexual thing at such an early age, can cause it to feel like a typical thing, maybe making her vibe like she should be a sex thing for a mind-blowing remainder so as to get what she needs and succeed. A few guardians of youthful event sovereigns contend that shows are simply rounds of â€Å"dress-up with mommy† that have more advantages, for example, prizes, cash, or titles. In any case, this extract from an article highlighted in �

America and the Second World War Essay Example | Topics and Well Written Essays - 750 words

America and the Second World War - Essay Example They likewise respect the individuals who leave heritages through being acceptable at accomplishing something or accomplishing an incredible accomplishment in the course of their lives. This sort of way of life has to a great extent stayed unaltered particularly for the German individuals consequently sees about them will consistently stay same (Burgan, 55). The genuine shock is the way that a person in this general public who has accomplished such a great deal and accomplished extraordinary things winds up living his dusk a long time in a way that doesn't befit an individual of his bore which is straightforwardly impacted by the initiative set up. I would seek after the accompanying subjects: Education, Politics, Inter-social relations, and Family Unit and Socio-social exercises. The most significant thing I have gained from this course is on the off chance that anybody obliges oneself to buckle down, at that point certainly they will wind up effective. Any individual who is famous will undoubtedly succeed. It doesn't make a difference what an individual foundation or start point is, in the event that they buckle down, at that point unquestionably they will prevail with regards to anything they set their psyches. The setting here is about an American president by the name Mr. Woodraw Wilsons. During efforts for the administration of the United States of America, he had utilized the part of not getting America associated with world wars as his principle lure for winning re-appointment, which he did barely. At that point from that point forward, he changes his arrangement. He felt that on the off chance that America needed to have a more noteworthy state in world issues, at that point it needed to include itself in war and through this get whatever number partners as could be allowed. Also, as such President Wilsons, with an end goal to make America not to stay impartial in a universal war, made an announcement of May 1917 preceding Congress and for an assertion of war to be made on the Germans (Burgan, 45). As I would see it, the Zimmermann wire was not a legitimate explanation behind getting into war but rather was just an appearance.

Next Generations Products - a Tiny Military Flying Device Houdini 2,0 Case Study

Next Generations Products - a Tiny Military Flying Device Houdini 2,0 Case Study Next Generations Products - a Tiny Military Flying Device Houdini 2,0 â€" Case Study Example > The paper “ Next Generations Products â€" a Tiny Military Flying Device Houdini 2,0 ” is an informative example of a case study on technology. My goal in this paper is to prepare a design brief for a next-generation product designed out of emerging technologies that perform a critical role in military service. The product that has been developed was considered after thorough research in emerging technologies and issues dealing with interaction. I have christened this product as the Houdini 2.0, and in keeping with the legendary magician, it (the product) too has been designed to complete its job accurately in the least amount of time and escape to safe surroundings. In brief, the Houdini 2.0 is a tiny military flying device that dashes into a room to detect chemical or biological agents. There are four technologies that have been used in the making of this device â€" nanotechnology for the nano skin and the super nano battery, flying technology and LCD technology. This paper i s essentially divided into two categories, the first being â€" the usage of the Houdini 2.0, which describes the consumer profile, in this case, the military organization, its various applications and live examples of its usability. The second part of the paper describes in detail the technologies that have been used in the making of the product. Here we look at the core technology that has been used and the supplemental technologies that go into the making of the Houdini 2.0. Together, the two sections will give a fair description of the practical application of emerging technologies such as nanotechnology. Technology has changed the lives of people and in some places ushered in more advanced economies. Every decade has been known for a particular technology or its derivatives. In the 1980s, it was the era of personal computing, with the advent of Apple’ s computers. In the 1990s, it shifted to other technologies such as software systems and the like. The late 90s typified the era of the dotcom that led to the rise and fall of aspects related to this technology. In today’ s 21st century, we now talk about nanotechnology, and its several applications in daily life such as electronics, medicine, and energy production. One such application of nanotechnology in conjunction with other complementary technologies is in military or defense areas. Imagine a scenario in a war, where a soldier is firing weapons that smart enough to be controlled from the command center. One of the primary benefits of this technology is the promise of materials that are stronger, lighter and inexpensive. Litt le wonder that institutions such as Lockheed Martin and the Indian Institute of Technology, Delhi, have collaborated to advance the research in nanotechnology as reported by Siddiqui in Nanotechnology’ s promise for the Global defense industry. The current agreement between the two institutions is for a one-year period and will strive to develop expertise in this domain. The ultimate goal is to research areas such as nano-technology enabled biological sensors, bio-degradable materials, and bio-filters for the detection of pollution. THE DEVICE CONCEPT AND CONTEXTIn the face of the current situation faced by the world in the form of terrorist activities, it becomes increasingly critical to curbing these elements in order to provide a safe and secure environment for citizens. Not a day goes by without terrorist activities damaging life and property. According to Prados and Savranskaya, the US army in its war on terror faced an immense challenge in the hostile environs of Afghanistan, fighting the Taliban.

Homelessness And The Learning Disabled Student Relationships - Free Essay Example

Sample details Pages: 8 Words: 2420 Downloads: 2 Date added: 2019/03/26 Category Society Essay Level High school Tags: Homelessness Essay Did you like this example? The Relationship between Homelessness and the Learning Disabled Student When we think of homelessness we typically never consider the children that are involved. We see these people in our communities daily. They are often displaced for a variety of reasons. Some have mental illnesses and cannot take care of themselves and others are there for temporary monetary reasons. But what about the children? They are the small victims of something that is out of their control. More than 1.6 million U.S. children are homeless each year and about 40 % of children residing in shelters are under the age of 7 years (National Center on Family Homelessness 2011), (Haskett, M., Armstrong, J., Tisdale, J., 2016). Federal law defines children and youth who are homeless as individuals who lack a fixed, regular, and adequate nighttime residence (McKinney-Vento Act, 2009). Could they overcome their mental, behavioral and emotional obstacles if they had a more structured lifestyle? Don’t waste time! Our writers will create an original "Homelessness And The Learning Disabled Student Relationships" essay for you Create order Poor child health is associated with the timing of homelessness across three specific critical developmental time periods: prenatal only, postnatal only, or both prenatal and postnatal versus never homeless. The hypothesis is that homelessness during any time period would be associated with poor child health outcomes, and those with both prenatal and postnatal homelessness would have the greatest adjusted odds of poor child health compared with those who were never homeless, those with prenatal homelessness only, or those with postnatal homelessness only. (Sandel, M., Sheward, R., Ettinger de Cuba, S., Coleman, S., Heeren, T., Black, M., Casey, P.H., Colton, M., Cook, J., Belker Cutts, D., Jacobs, R.R., Frank, D.A., 2018). Schooling, however, may ameliorate some of the negative consequences of homelessness, and special education programs with more individualized teaching may be particularly beneficial. (Zima, B. T., Bussing, R., Forness, S. R., Benjamin, B. 1997). Youngsters who are homeless are twice as likely to have a learning disability and three times more likely to manifest emotional problems than their classmates who are not homeless. (Gargiulo, R.M., 2006). While we do not have all of the answers, there has been some research done that gives the reader a better sense of knowledge on how children who have learning disabilities may not have such disabilities if their quality of life was better. The research also demonstrates the effects of homelessness and how it effects the learning disabled student. Inadequate transportation may be a barrier in certain geographic areas because families may need to access services that are in more than one physical location, especially in the hypothetical case of a child with physical health needs, behavioral health needs, and educational support needs. (Lynch, S., 2018). When children start to feel the effects of homelessness their self-esteem tends to dwindle. They often feel useless and become depressed. Addressing risk for mental health problems in homeless children requires insights of child development, psychiatry, mental health services, and social and economic development. (Marcal, K.E., 2017). A number of studies suggest that children experiencing homelessness tend to be characterized by low intellectual functioning, developmental delays, and poor school performance. (Haskett, et.al, 2016). More often than not, the student will have to change schools and they could possibly lose what they have gained in retention and comprehension. Research indicates that students who change schools due to unplanned residential mobility, such as that associated with homelessness, score lower on standardized tests and have lower overall academic achievement (Kerbow, 1996; Lash Kirkpatrick, 1990); Mantzicopoulos Kautson, 2000); (Melman Heinlein, Shinn, 2000); (Rumberger Larson, 1998); (Julianelle, P. F., Foscarinis, M.,2003). The children are often misunderstood due to the delay in school records being sent to the newest school. Determination of eligibility for special education, the first step to accessing programs, may be especially problematic for homeless children because of their transiency and lengthy Individualized Education Program timelines for evaluation and placement. (Zima, B. T., Bussing, R., Forness, S. R., Benjamin, B. (1997). In December 2001, Congress reauthorized the McKinney-Vento Act, as part of the No Child Left behind Act. Educators and advocates from across the country, including NLCHP, were directly involved in the reauthorization. In fact, virtually all of the changes in the reauthorization were based on model practices in schools and school districts. Educators, advocates, attorneys, and policymakers united behind these successful practices, working to ensure they would be incorporated into the law for the benefit of schools and students across the country. (Julianelle, P. F., Foscarinis, M., 2003). The McKinney Act did not establish separate educational program for homeless children, rather it reinforced their right to participate in existing public school programs. (Gargiulo, R.M, 2006). Most of the other changes in the reauthorization of the McKinney-Vento Act were designed to limit the negative effects of school mobility on children and youth experiencing homelessness. They strengthened and clarified the Acts historic emphasis on educational stability, access, and success. (Julianelle, 2002). Past federal initiatives tailored to address the complex needs of IDEA eligible students suggests that the federal government is equipped with the legislative tools to respond to the plight of homeless students meaningfully. (Abdul Rahman, M., Turner Jr., J. F., Elbedour, S., 2017). The following are some of the key elements of the reauthorization. (Julianelle, P.F., Foscarinis, M., 2003). The McKinney-Vento Act requires school districts to allow students in homeless situations to remain in their schools of origin for the entire time they are homeless, regardless of their residential mobility. The McKinney-Vento Act requires schools to enroll homeless students immediately, even if they lack documents typically required for enrollment. This provision enables unaccompanied youth to enroll in school without a legal guardian. The key provision ensuring educational success is a new requirement that every school district designate a McKinney-Vento liaison to work with children and youth experiencing homelessness. (Julianelle, P.F., Foscarinis, M., 2003). Effective programs that serve youngsters who are homeless and disabled typically address not only the childs educational needs but also their physical and emotional needs as well. (Gargiulo, R.M., 2006). Where the McKinney-Vento Act is being implemented, children and youth are reaping immense rewards. School provides the obvious benefits of intellectual, emotional, and social stimulation, and academic achievement. By offering educational stability and access, the McKinney-Vento Act helps children and youth experiencing homelessness realize these benefits. Yet, even beyond these school-based opportunities, the Acts education provisions are also a critical element in ending the root cause of the students mobility: homelessness. (Julianelle, P.F., Foscarinis, M., 2003). Bronfenbrenners ecobiodevelopmental framework elucidates the physiological mechanisms namely, stress reactions by which adverse household conditions negatively impact child development and mental health. (Marcal, K.E., 2017). Few studies, however, have described the level of need for special education services among homeless children, the first step toward designing interventions that may improve access to special education programs. (Zima, B. T., Forness, S. R., Bussing, R., Benjamin, B. 1998). Almost one half of sheltered homeless children have been found to have acute and chronic health problems, including elevated blood lead levels, placing them at additional risk for learning problems (Alperstein, Rappaport, Flanigan, 1988; Miller Lin, 1988). Frequent school changes and poor attendance may make it impossible to differentiate an adjustment reaction from signs of an emerging behavioral or learning problem. (Zima, et., al. 1998). Children who are homeless are a heterogeneous group; therefore, it is difficult to anticipate every need or situation that may arise within the educational environment. (Yamaguchi, B. J., Strawser, S. 1997). In Los Angeles, almost one half of sheltered homeless children (46%) screened positive for at least one disability requiring special education services, with BD being the most prominent (30%). (Zima, et. al.1998). Less than two percent of the states demonstrated adequate services for promoting the physical and mental health well-being of children and less than 30% met minimum standards for advancing the educational well-being for children in their systems. (Rouse, H., Fantuzzo, J., LeBoeuf, W., 2011). Children experiencing homelessness often had high rates of grade retention and school mobility and lower than average grades or test scores. (Masten, A.S., Fiat, A.E., Labella, M.H., Strack, R.A., 2015). The average homeless school-aged child experiences a number of emotional challenges. (R.A.Hall, 2007). High levels of psychiatric disorders such as anxiety, depression, posttraumatic stress disorder (PTSD), substance abuse, and psychosis have been identified in populations of homeless youth (Kamieniecki, 2001). Family situations such as displacement of mother and fathers can also be traumatic for these children. The unbalanced lifestyle of the homeless youth can often lead to more dire circumstances as they get older. The students are not functioning as the typical student their age does and that too can lead to exacerbate the emotional unwellness of the child and impede their learning capability. Some caregivers accept a wide range of behaviors as normal, and might not consider a particular clinical threshold as necessarily worthy of intervention, because other more pressing need for food, shelter, or work may take precedence. (Lynch, S., 2018). The self-esteem of children who are h omeless must be considered in the design of educational programs within the school environment. Findings indicate that homelessness occurring during the first 2 years of life is worse for academic outcomes and school attendance, compared to homelessness first occurring after children are 2 years of age (Perlman and Fantuzzo 2010). Children who are homeless may feel alienated from schoolmates. (Yamaguchi, B. J., Strawser, S. 1997). Homeless children have significantly higher rates of psychiatric symptom and disorders, predominantly anxiety and mood disorders. (Yu, M., North, C.S., LaVesser, P.D., Osborne, V.A. Spitznagel, E.L. 2008). Check in/check-out (CICO) often is used as a targeted intervention for youth who display problematic behavior at school and might benefit from receiving additional attention and opportunities for positive reinforcement (Hulac, Terrell, Vining, Bernstein, 2011). Early intervention partnerships between educators, social service providers, homeless shelter services, and other public health providers create a capacity for better access and better coordination of services for children experiencing multiple risks to their educational success. (Rouse, H., Fantuzzo, J.W., 2009). However, the lack of knowledge about service availability along with confusion with navigating the healthcare system may prevent homeless youth from seeking services. (Sulkowski, M., Michael, K., 2014). Other factors can include the embarrassment from lack of adequate clothing and personal hygiene needs. Children who do not have the means to take care of their own personal hygiene needs often develop mental health problems. Since personal care is such a basic need, the students often become withdrawn and develop emotional problems. With consent from a custodial guardian or a recognized caregiver, a school psychologist or counselor can identify homeless students who have elevated levels of anxiety and recruit them in a therapy group that follows an evidence-based cognitivebehavioral therapy (CBT) treatment protocol. (Sulkowski, M., Michael, K., 2014). Interventions to address mental health problems in the schools often involve proving individual counseling of therapy. Because of the w ide range of psychiatric and mental health problems that homeless youth display, a large percentage of these youth likely could benefit from receiving indicated intervention services. (Sulkowski, M., Michael, K., 2014). Educators must also be prepared to translate their assessment results into immediate instructional goals and objectives due to students poor attendance. (Yamaguchi, B. J., Strawser, S. 1997). There is also a cultural and racial disadvantage to homelessness. In one study of the United States, the population of homeless families is different from the population of homeless individuals. Fewer than half (45.4%) of the overall homeless sheltered individuals in the United States are White and not Hispanic, whereas the largest proportion of homeless sheltered families is African American (47.9%). (Lynch, S.,2018). The largest population are the black families. They are 55.9 percent of the shelter population. (Jones, David, R., 2015). Children from economically disadvantaged and minority families consistently perform below their non-poor, non-minority peers in both reading and mathematics. (Rouse, H., Fantuzzo, J.W., 2009). There are other risks the children face associated with homelessness that may impede their overall cognitive skills. Some of the risks include crime and the mal-treatment of the child because the family is in dire circumstances. For young children living in vu lnerable environments, multiple biological and social risk factors interact bi-directionally with the development of early academic and behavioral skills. (Jaffee, S., Caspi, A., Moffitt, T., Dodge, K., Rutter, M., Taylor, A. 2005), (Tremblay, R.E., Nagin, D.S., Seguin, J.R., Zoccolillo, M., Zelago, P.D., Boivin, M., 2004), (Rouse, H., Fantuzzo, J.W., 2009). The parents of the homeless childs mental state can also factor in how a child gains perspective. If the homeless child has a cognitively impaired parent, the results for the child gaining access to academics can be little to none. Lower educational level of mothers is associated with disruptive behavior disorders in their children. (Yu, M., et.al, 2008). There are also higher rates of psychiatric disorders (especially substance use disorders and PTSD) among homeless than domiciled mothers. (Yu, M.et, al., 2008). Family issues, such as family violence, parental alcohol or other drug use, and parental mental health, also may play a role in causing and prolonging homelessness and, in their interplay, compound poor outcomes for children and families. (Moore, T., McArthur M. Nobel-Carr, D., 2011). The newest research models are constantly striving to find the best practices for children who are homeless. The students who have learning disabilities are at the most disadvantaged but there are steps that the educators and administrators are taking to ensure that every child succeeds. Contemporary research has attempted to isolate the effects of homelessness on education, with mixed results. (Tobin, K.J., 2016). New research linking stress to learning difficulties is relevant because the homeless experience is often correlated with great stress. (Tobin, K.J., 2016). While stress can certainly cause a host of problems for individuals, being homeless without knowledge of where you may sleep that night would be one of the toughest problems facing someone. Academics can often be the last thing on a childs mind when they have no idea where their basic needs such as food is coming from. With all of the necessary luxuries life can be touch to manage, it can be tougher if you feel as if y ou have to fight, prostitute, or haggle someone for a meal or a place to rest. Homeless children are the most vulnerable people. They often face crime, addictions, poverty and feel as if they have little if any chance of survival. Schools need the resources to be able to instill into children the means to get themselves off the streets and integrated into society as productive members. But for some school, the resources to help the disabled homeless child may be too great a feat unless more laws are enacted.

Income Inequality And Educational Achievement Essay

â€Å"Income inequality: How NZ is one of the worst in the world† (Fyers Kirk 2015) â€Å"Income inequality stunts NZ growth – OECD† (Fallow, 2014) Income inequality, we hear about it on the news and read about it in the papers but what does this mean for New Zealand. â€Å"Income inequality refers to the extent to which income is distributed in an uneven manner among a population† (Institute for Policy Studies, 2016). Since the 1980’s New Zealand gap between the rich and poor that has been increasing faster than anywhere else in the world (Rashbrooke, 2013). How is this affecting the future of our country through our next generations, our children? Income inequality affects educational achievement for children while they are involved in early childhood education and school education. I am going to be focusing on how income inequality affects educational achievement however I cannot fully focus on income inequality without looking at poverty. I will be developing an argument about how income inequality affect educational achievement overall in New Zealand. I will bring facts and statistics to support my argument. I will suggest way to improve to income inequality so that children can increase educational achievement. New Zealand is a part of The Organization for Economic Cooperation and Development (OECD) which is a unique forum where the governments of 34 democracies who have market economies work together (United States Mission, 2016). Brian Easton (2015) has put out a graph ofShow MoreRelatedThe Societal Influences on the Educational Impact of Students731 Words   |  3 Pagesinfluences on the educational impact of students are numerous. Two of the most important are income inequality and technology Income inequality and the effects on education have been at the heart of a contentious debate. 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Investment Patterns in India Free Essays

Changing Trend of Investment Pattern in India and Emergence of Mutual Fund Industry ABSTRACT: This project is about how the Investor’s Behavior is changing and they are now leaving behind the sacred investment options like the fixed deposits, company deposits, gold etc. Investors are now looking towards equity linked investment options. Like most developed and developing countries the mutual fund cult has been catching on in India. We will write a custom essay sample on Investment Patterns in India or any similar topic only for you Order Now There are various reasons for this. Mutual Fund makes it easy and less costly for investors to satisfy their need for capital growth, income preservation. And in addition to this a mutual fund brings the benefit of diversification and money management to the individual investor, providing an opportunity for financial success that was once available only to a select few. In this project I have given a brief about economy, inflation, and equity and debt market. Then it is explained how to cope with the inflation and how mutual fund is one of the best investment options today. A brief about mutual fund industry and the some information about HDFC Mutual Fund and its various products are given INTRODUCTION: Many individuals find investments to be fascinating because they can participate in the decision making process and see the results of their choices. Not all investments will be profitable, as investor wills not always make the correct investment decisions over the period of years; however, you should earn a positive return on a diversified portfolio. In addition, there is a thrill from the major success, along with the agony associated with the stock that dramatically rose after you sold or did not buy. Both the big fish you catch and the fish that get away can make wonderful stories. Investing is not a game but a serious subject that can have a major impact on investor’s future well being. Virtually everyone makes investments. Even if the individual does not select specific assets such as stock, investments are still made through participation in pension plan, and employee saving programme or through purchase of life insurance or a home. Each of this investment has common characteristics such as potential return and the risk you must bear. The future is uncertain, and you must determine how much risk you are willing to bear since higher return is associated with accepting more risk. In 1986, Microsoft Corporation first offered its stock to the public. Nine years later, the stock’s value had increased over 5,000 percent- a $ 10,000 investment was worth over $ 5,00,000 in the same year, worlds of wonder also offered its stocks to the public. Nine years later the company was defunct- a $ 10,000 was worth nothing. These are two examples of emerging firms that could do exceedingly well or fail. Would investing in large, well establish firms generate more consistent returns? The answer depends, of course, on which firms were invested in. Over the years some investments have generated extraordinary gains, while others have produced only mediocre returns, and still others have resulted in substantial losses. The individual should start by specifying investment goals. Once these goals are established, the individual should be aware of the mechanics of investing and the environment in which investment decisions are made. These include the process by which securities are issued and subsequently bought and sold, the regulations and tax laws that have been enacted by various levels of government, and the sources of information concerning investment that are available to the individual. An understanding if this financial background leads to three important general financial concepts that apply to investing. Toady the field of investment is even more dynamic than it was only a decade ago. World event rapidly-events that alter the values of specific assets the individual has so many assets to choose from, and the amount of information available to the investors is staggering and continually growing. Furthermore, inflation has served to increased awareness of the importance of financial planning and wise investing. In this project I will first talk about economy, inflation, equity markets and debt markets to understand investments behavior. INFLATION: Inflation is a situation where there is ‘ too much money chasing too few goods’. In such times buyers bid up prices of scarce products/services The scarcity could be caused by supply issues or a faster than expected rise in demand. Irrespective of what causes inflation, the impact is the same. The value of the currency you are holding declines. Let’s explain this with the help of an example. Suppose the Indian Rupee was freely exchangeable with only one commodity- crude oil. Let’s assume the conversion rate is Re 1= 1 barrel of crude (wish it were true! ). Now there is tension in the Gulf region resulting in reduced supply. Due to the subsequent rise in price of crude oil in international markets, we would now have to pay more Rupees for every barrel of oil. Suppose crude prices rise by 10%. The new exchange rate will be Rs. 1. 1 = 1 barrel of declined from 1 barrel of crude per Rupee to only 0. 91 barrel of crude per Rupee this is the erosion in the value of the currency that we are talking about. Also note that while the Indian Rupee may be appreciating vis-a-vis other currencies, in the ‘ real sense’ there is erosion in value. Another important fallout one can expect due to rising inflation is higher interest rates. The central banks aim to reduce demand in the economy by rising the cost of money. When making fresh investments or evaluating your existing holdings in potentially inflationary times you need to keep two things in mind: The possibility of higher interest rates The erosion in the value of the currency CONCEPT OF MUTUAL FUND: A mutual fund is a pool of money, collected from investors, and is invested according to certain investment objectives. A mutual fund is created when investors put their money tighter. It is therefore a pool of the investor’s funds The most important characteristic of a mutual fund is that the contributors and the beneficiaries of the fund are the same class of people, namely the investors. The term mutual means that investors contribute to the pool, and also benefit from the pool. There are no other claimants to the funds. The pool of fund mutually by investors is the mutual fund. A mutual fund’s business is to invest the funds thus collected, according to the wishes of the investors who created the pool. In many markets these wishes are articulated as  Ã‚   â€Å"investment mandates†. Usually, the investors appoint professional investment managers, to manage their â€Å"product†, and offer it for investment to the investor. This product represents a share in the pool, and pre-states investment objectives. For example, a mutual fund, which sells a † money market mutual fund â€Å", is actually seeking investors willing to invest in a pool that would invest predominantly in money market instruments. IMPORTANT CHARACTERSTICS: A Mutual fund belongs to the investors who have pooled their funds. The ownership of the mutual fund in the hands of the investors Investment professional and other service providers, who earn a fee for their services, from the fund, manage the mutual fund. The pool of funds is invested in a portfolio of marketable investments. The value of the portfolio is updated every day. The investor’s share in the fund is denominated by â€Å"units†. The value of the units changes with change in the portfolio’s value, every day. The value of one unit of investors is called as the Net Asset Value or NAV. The investment portfolio of the mutual fund is created according to the stated investment objectives of the fund. PHASES IN THE HISTORY OF MUTUAL FUND: The history of mutual fund in India can be divided into 5 important phases: A 1963-1987: The Unit Trust of India was the sole player in the industry. Created by an Act of Parliament in 1963, UTI launched its first product, the unit scheme 1964, which is even today the single largest mutual fund scheme. UTI created a number products such as monthly income plans, children’s plans, equity-Oriented schemes and offshore funds during this period. UTI managed assets of Rs 6700 crore at the end of this phase. B 1987-1993: In 1987 public sector banks and financial institutions entered the mutual fund industry. SBI mutual fund was the first non-UTI fund to be set up in 1987. Significant shift of investors from deposits to mutual fund industry happened during this period. Most funds were growth oriented closed ended funds. By the end of this period, assets under UTI’s management grew to Rs 38247 crore and public sector funds managed Rs 8750 crore. C 1993-1996: In 1993, the mutual fund industry was open to private sector players, both Indian and foreign. SEBI’s first set of regulations for the industry was formulated in 1993 and, substantially revised in 1996. Significant innovations in servicing, product design and information disclosure happened in the phase, mostly initiated by private sector players. D 1996-1999: The implementation of the new SEBI regulation and the restructuring of the mutual fund industry led to rapid asset growth. Bank mutual fund was re-cast according to the SEBI recommended structure, and UTI came under voluntary SEBI supervision. E 1999-2003: very rapid growth in the industry and significant increase in market shares of private sector player marked this phase. Assets crossed Rs. 100,0000 crore. The tax break offered to mutual funds in 1999 created arbitrage opportunities for a number of institutional players. Bond funds and liquid funds registered the highest growth in this period, accounting for nearly 60% of the assets. UTI’s share of the industry dropped below 50%. 2. 3 ADVANTAGES OF MUTUAL FUND: The following are the important advantages of mutual funds to investors: Portfolio diversification Professional management Reduction in risk Reduction of transaction costs Liquidity Convenience and flexibility DISADVANTAGES OF MUTUAL FUND, The following are important disadvantages of investing through mutual fund: No control over costs: Since investors do not directly monitor the fund’s operations they cannot control the costs effectively. Regulators therefore usually limit the expenses of mutual funds. No tailor- made portfolio: Mutual fund portfolio is created and marketed by AMCs, into which investors invest. They cannot create tailor made portfolios. Managing a portfolio of funds: As the number of mutual funds increase, in order to tailor a portfolio for himself, an investors may be holding a portfolio of funds, with the costs Of monitoring them and using them, being incurred by him. NEED FOR INVESTMENT: Increasing household expense. Creation of wealth Increasing cost of living. Financial needs according to life stages. Regular income Combination of all above INVESTMENT OPTION AVAILABLE: Physical and Financial assets. Equity and Debt Govt. securities and non-govt. securities Other option Public provident fund RBI Relief Fund. Mutual Fund Others like Indira Vikas Patra, Kisan Vikas Patra CP FD, and Debenture.    |FDs |FI BONDS |Mutual Fund | |Accessibility |Low |Low |Low | |Tenor |Fixed (medium) |Fixed (Long) |No lock in period | |Tax Benefit |None  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   |Under section 80C |None | |Liquidity |Low |Very Low |none | |Convince |Medium |Tedious |Very high | |Transparency |None |None |Very high | CONCLUSION: The unique investment strategy of letting the maturity of the debt investment run down with time and targeting equity investments to capture dividends is targeted to deliver positive returns over medium time frame. The investment strategy of the fixed income portfolio is designed to remove the impact of interest rate movements over the medium term. The strategy of targeting dividends in equities over a period is expected to improve the yield of the fund. The above investment strategy expects to minimize capital loss in adverse market condition and deliver moderate returns in stable/positive market conditions. So, if you are looking for an investment product that offers you low risk of capital loss and the potential to earn reasonable returns in the uncertain environment of today, HDFC Multiple Yield Fund might be the right fund for you. How to cite Investment Patterns in India, Papers

Hobbit (200 words) Essay Example For Students

Hobbit (200 words) Essay HobbitThe main conflict in this novel is ultimately the acquisition of the losttreasure of the dwarves hoarded by Smaug (the great dragon under the mountain). This treasure actually has great physical and sentimental value. The dwarves towhich most of this horde belonged to loved gold and all fine physical thingssuch as jewels and precious metals, but they also were very emotionally attachedto this cache once kept by Thrain the great king under the mountain. It seemsthat as the author of the novel Tolkien is attempting to reveal that the dwarvesare very fond of this treasure but also feel almost a since of need for thisgreat legendary horde. As a whole the conflict is developed over a time periodof a year or so. The main way that it is developed is by the ingenious use ofsmall side quests and troubles dotted until the final conflict is over. In thisnovel Tolkien uses many smaller conflicts to add to the already heaping portionsof adventure and intrigue contained within the covers. Some are very thrillingsuch as the time all of the dwarves and the hobbit are captured and taken downto the goblins lair, or the time Bilbo comes in contact with that strangecreature Gollum.